Licensed attorneys · 50 states

The easiest way to file bankruptcy.

A licensed attorney handles petition prep, creditor notification, and every court step. Most clients file within one week.

96%
Chapter 7
discharge rate
<7 days
Typical time
to file
50
States served
by attorneys
As featured in
File from home Licensed attorneys One week to filed $1,999 all-in $99 to start No credit check Attorney-reviewed File from home Licensed attorneys One week to filed $1,999 all-in $99 to start No credit check Attorney-reviewed
How It Works

From here to filed in a week.

Four clean steps. No office visits, no confusing paperwork. Your attorney handles every document.

1

Check eligibility

Answer a few quick questions about your income, debts, and state.

~1 minute
2

Petition drafted

We draft your full petition & schedules in days, not weeks.

2–4 days
3

Attorney files

A licensed attorney reviews, signs, and files in federal court.

Within 1 week
4

Debt discharged

Case closed, debts gone, fresh financial start.

3–4 months
By the numbers

The easy part isn't the price. It's how fast you stop getting calls.

96%
Chapter 7 discharge rate with an attorney
<7 days
Typical time from intake to filed
50
States served by licensed attorneys
$0
Hidden fees or upsells — ever

Transparent, flat-fee pricing

No hidden fees. Start today for a fraction of the total cost.

Total cost
$1,999

Includes all attorney fees, petition prep, creditor notification, and post-discharge support. Court filing fee ($338) paid separately.

Start today for
$0
Start your filing
Flexible installment plans available
What's included
Full attorney review
Review, signing & filing in federal court
All schedules drafted
Schedules A–J, SOFA, Statement of Intention
Creditor notification
Automatic stay, collection calls stop
341 meeting coaching
Phone or video in most districts
Credit counseling courses
Pre-filing & post-discharge, both required
Post-filing support
Your first 12 months, explained
Why Frankie

The easiest way to file bankruptcy.

Two things most people need when they file: a real attorney handling the case, and speed to relief. That's what we built.

Licensed Attorney

Real attorney, real federal court.

Your case is filed by a licensed bankruptcy attorney in federal court — not a referral service, not a document mill. A lawyer who answers your questions and files your case.

Chapter 7 · U.S. Bankruptcy Court
Filed
DistrictS.D. Texas
Case no.26-10478
Filed byAttorney of record
Automatic stay in effect — collection calls must stop
Fast Filing

Filed within one week. Not months.

Your petition is drafted in days, reviewed and signed by your attorney, then filed in federal court. The automatic stay kicks in the moment it hits the docket.

Day 1
Intake & eligibility
~1 minute online
Done
Day 3
Petition drafted
Schedules A–J + SOFA
Done
Day 5
Attorney review & sign
Final check before filing
Done
Day 7
Filed in federal court
Automatic stay in effect
Filed
FAQ

Common questions

Straight answers about how Chapter 7 actually works, what it costs, and what happens after you file.

Bankruptcy is a federal legal process that eliminates most unsecured debts — credit cards, medical bills, personal loans, and more. A licensed attorney files a petition on your behalf in federal court. Once filed, creditors must immediately stop all collection activity. Chapter 7 cases typically reach discharge in 3–4 months.

Bankruptcy does appear on your credit report, but most people in serious debt already have damaged credit. The majority of filers see their scores begin to improve within 12–18 months of discharge, because the debt is gone and they can start rebuilding on a clean foundation.

Frankie’s full-service bankruptcy filing is $1,999. That includes petition preparation, licensed attorney review and filing, creditor notification, and post-discharge support. The federal court filing fee ($338) is paid separately to the court. Payment plans available — start for just $99.

There’s one brief meeting with a bankruptcy trustee, typically lasting 5–10 minutes. In many districts, this can be done by phone or video. Your attorney prepares you fully beforehand so you know exactly what to expect.

Most unsecured debts can be discharged — credit card debt, medical bills, personal loans, utility bills, and most other consumer debts. Student loans and recent tax debts have special rules your attorney will explain during your case.

Most Frankie clients have their petition filed within one week. From filing to discharge, Chapter 7 cases typically take 3–4 months. You get immediate relief from creditors the moment your case is filed.

No credit check Licensed attorneys Filed within a week

Ready to file bankruptcy?

A licensed attorney handles every document and every court step. Most clients are filed within seven days of intake.

$1,999 all-in · $99 to start · Payment plans available