We created Frankie because we believe everyone deserves clear, honest answers about their debt relief options — without the pressure.
Debt is one of the most stressful things a person can face. It keeps you up at night. It strains relationships. It makes every financial decision feel impossible. We know because we've been there.
When you're drowning in debt, the last thing you need is someone trying to sell you something. But that's exactly what most "debt relief" companies do. They push you toward whatever makes them the most money, whether it's right for you or not.
We built Frankie to be different. Frankie is the friend who actually understands money stuff. The one who gives you straight answers, not a sales pitch. The one who helps you figure out what's actually best for your situation.
To help every American understand their debt relief options so they can make informed decisions and get back to living their lives.
No judgment. No pressure. No BS.
Our quiz takes about 2 minutes. We ask you straightforward questions about your debt, income, and financial situation. Then our algorithm analyzes your answers and gives you an honest recommendation.
If debt settlement makes more sense for you, we'll tell you why. If bankruptcy might be the better path, we'll explain that too. And if there's another option you should consider, we'll let you know.
If you want to take the next step, we can connect you with vetted debt settlement companies or bankruptcy attorneys. But there's zero pressure. Many people use our tool just to understand their options, and that's totally fine.
We give you the real answer, even if it's not what you want to hear. Our recommendations are based on what's best for you, not what makes us money.
Debt happens to good people. We're not here to shame you — we're here to help you find your way forward.
Your information is yours. We never sell your data, and our quiz doesn't require a credit check or social security number.
We believe knowledge is power. Even if you never use our services, you'll leave knowing more about your options.
Frankie is for anyone struggling with unsecured debt — credit cards, medical bills, personal loans, and similar debts. Whether you owe $10,000 or $100,000, we can help you understand your options.
We're especially helpful for people who:
Transparency matters to us, so here's how our business works:
When you take our quiz and decide you want help, we connect you with vetted debt settlement companies or bankruptcy attorneys. If you choose to work with one of them, they pay us a referral fee.
But here's the important part: we don't make more money if you choose settlement over bankruptcy or vice versa. We have no financial incentive to push you in one direction or the other. Our only goal is to give you the best recommendation for your situation.
And if you see your options and decide not to take action? That's totally fine. It's free, and you're under no obligation.
Take Frankie's free 2-minute quiz and get an honest recommendation for your situation.
See My Options →